MetroSurance

Daytona By the Sea Business Insurance Agents with MetroSurance offers several coverage options for your life insurance needs.

Life Insurance

There are many types of life insurance available to individuals and businesses. However, the various life insurance products can be classified as one of two types: term insurance and permanent insurance.

Term Insurance is designed to meet an insured’s temporary needs. It provides protection for a specific period of time (the “term”) and generally pays a benefit only if the named insured passes during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

The specific type of life insurance which is appropriate for you depends upon your unique circumstances and financial goals.

The best way to figure out the amount and type of life insurance that makes sense for your particular situation is to schedule a meeting with one of our qualified life insurance professionals.

An annuity is an insurance product which, in exchange for a sum of money, guarantees that the issuer will make a series of payments at some future date. These payments can be either level or increasing periodic payments for a fixed number of years or until the end of life. The main feature of an annuity is that it is a vehicle for distributing savings with a tax-deferred growth factor. The two general types of annuities are immediate and deferred annuities.

Unlike in the past, when life annuities were the main type of contract, today there are a multitude of different types of annuities. There are far too many types to list them all here, but some of the main types are:

- Fixed Annuities

- Variable Annuities

- Indexed Annuities

- Immediate Annuities

Please call us at 386-310-1551 or e-mail us at info@metrosurance.com for a free quote

Come see Metrosurance - Ormond By the Sea

Ormond By the Sea Business Insurance Agents with MetroSurance offers several coverage options for your life insurance needs.

Life Insurance

There are many types of life insurance available to individuals and businesses. However, the various life insurance products can be classified as one of two types: term insurance and permanent insurance.

Term Insurance is designed to meet an insured’s temporary needs. It provides protection for a specific period of time (the “term”) and generally pays a benefit only if the named insured passes during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

The specific type of life insurance which is appropriate for you depends upon your unique circumstances and financial goals.

The best way to figure out the amount and type of life insurance that makes sense for your particular situation is to schedule a meeting with one of our qualified life insurance professionals.

An annuity is an insurance product which, in exchange for a sum of money, guarantees that the issuer will make a series of payments at some future date. These payments can be either level or increasing periodic payments for a fixed number of years or until the end of life. The main feature of an annuity is that it is a vehicle for distributing savings with a tax-deferred growth factor. The two general types of annuities are immediate and deferred annuities.

Unlike in the past, when life annuities were the main type of contract, today there are a multitude of different types of annuities. There are far too many types to list them all here, but some of the main types are:

- Fixed Annuities

- Variable Annuities

- Indexed Annuities

- Immediate Annuities

Please call us at 386-310-1551 or e-mail us at info@metrosurance.com for a free quote

MetroSurance - Your Ormond By the Sea Insurance Company

Ormond By the Sea Business Insurance Agents with MetroSurance offers several coverage options for your business
* Business Owners Policies (BOPs)
* Commercial Property
* Commercial Liability

Rest easy knowing your Ormond Beach Area business is protected with our trusted MetroSurance Agent!

We know that businesses like yours have unique and specific insurance needs, which is why we provide everything you are looking for in an insurance company – low rates, excellent service, financial stability, and customized coverage.

Here are just a few of the business categories we cover:

Apartment Owners
Commercial Building Owners -Industrial, Retail and Office
Metalworkers
Mini Storage
Office Risks
Print & Graphic Design Businesses
Retail & Service Businesses
Restaurants
Warehouses
Customized Protection

Ormond By the Sea Business Insurance Agents with MetroSurance offers a wide range of business insurance coverage options, all designed to protect you, your business and your business property at a price you can afford. Our most common policy coverage includes:

Liability
Medical
Business Income
Excess Coverage

http://www.metrosurance.com/
(888) 683-1159